Insurance Bad Faith Law

When an Insurance Company in California fails to honor the obligations in your insurance contract, or fails to perform some other responsibility it has to you pursuant to the insurance you purchased, you may have a case against the insurance company for "bad faith".

It is important to note that bad faith cases arise from disputes between you and your own insurance company - if another insured's insurance company is refusing to pay money to you, that is not bad faith because there is no contract between you and that company.

Insurance contracts are interpreted by judges and courts to effectuate only the objectively reasonable expectations of the insured.